Adopting a pet is an exciting decision — you and your new best friend have so many experiences and adventures ahead! But from vet care to grooming to everyday supplies, you might be surprised to find out how many hidden costs there are when you adopt an animal friend.
Some of the best ways to prepare might be to do some research on the costs associated with your specific pet, create a budget ahead of time and start saving. Here are some expenses to keep in mind before you bring home your new pet.
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Adoption fees and licensing
Most rescue organizations and shelters charge a fee to adopt a pet, although the amount can vary based on your location, the animal and the circumstances. The adoption fee is typically used to rescue and care for other animals.
You may also need to register your pet with the city or state where you live and potentially pay a small fee, sometimes on an annual basis or when it’s time to renew your pet’s license.
Additionally, if you rent your home, some landlords require a pet deposit or charge pet rent in case of damage. Check your lease or ask about this ahead of time.
Sometimes a personal loan can help if you run into any unexpected costs with your pet. A pet-related bill that would otherwise drain your savings account could be covered with a personal loan from a bank, credit union or online lender. Of course, you’ll want to check all of the loan requirements, costs and fees before you sign on the dotted line.
Medical care
Veterinary costs will probably be where you spend the most amount of money on your pet. While costs vary, some of the most common medical bills you might need to pay for include:
- Annual check-ups and routine vet care, such as vaccines
- Dental cleanings, particularly if your pet hasn’t received dental care before their adoption
- Preventative and prescription medication and supplements, especially as they age
- Emergency vet visits and procedures as a result of accidents or illness
If your pet hasn’t been spayed or neutered when you adopt them, that’s another cost to keep in mind. Some charities may offer free spay and neuter services, but these aren’t available everywhere.
Senior pets often need more regular medical care. Additionally, you might not discover chronic health issues until after you’ve had your pet for a while — rescue organizations and shelters often have a limited amount of knowledge about each animal’s health history. It’s best to be prepared for surprises.
Pet insurance is another way to help keep the cost of medical care down. You can find different plan options online, or ask your vet or friends with pets if they can recommend a good insurance plan.
Daily supplies
Another significant expense may be the daily essentials you’ll need to keep your new pet fed, happy and safe. Food, bowls, leashes, collars, beds, crates and cleaning products like shampoo and wipes are just some of the most common items pet parents regularly purchase.
Some animals may require a special diet prescribed by their veterinarian to support their health. This food can often be more expensive and may need to be ordered from a specialty provider.
While treats and toys aren’t the most essential purchases, they can help stimulate your pet, keep them engaged and are a good way to motivate during training and exercising.
Grooming and training
Some animals need to be groomed more often than others depending on their coat. A short-haired dog may only need a nail clipping and a bath once every few months, while a long-haired dog may need to see a groomer for a full haircut every two months.
Training is another cost. Depending on the pet you adopt, you may need to hire a trainer to teach basic commands, establish boundaries and keep everyone happy and healthy.
Along with grooming and training, you might also need to budget for a dog walker, pet sitter or kennel or daycare if you go out of town or work outside the home.
Set your pet and yourself up for success
One of the most important ways to prepare for adopting a pet is to consider the costs that come with them. Whether they have ongoing health issues, eat a specific diet or require regular grooming, adjusting to all the costs associated with a new pet may take time.
Learn as much as you can ahead of time so that you’re as prepared as you can be to give your new family member a safe and happy home.
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