Make a Dent in Your Debts with These Top Online Money-Spinners

With so many debts hanging over your head, getting out from under them can feel impossible. But what if you could earn some extra cash and make a real dent in what you owe without leaving your couch? Believe it or not, there are ways to make money online that don’t involve falling for scams or compromising your personal information.

Whether you want to leverage skills you already have or are willing to learn something new, this article will introduce you to legitimate online money-makers you can use to finally get ahead of your debts. We’ll explore realistic options like social media, online tutoring, freelance writing, selling handmade goods, and more.

Social Media and OnlyFans

Instagram and TikTok

If you have a knack for creating short-form video or photo content, Instagram and TikTok are two platforms where you can build an audience and potentially monetize your account. With Instagram, focus on high-quality photos and short Reel videos. On TikTok, create fun and engaging short videos, challenges, reactions, and duets. Once you have a decent following, you can make money through brand sponsorships, product placements, and the platforms’ creator funds.


On YouTube, you can create longer video content on any topic you want, from makeup tutorials and gaming streams to movie reviews and travel vlogs. While building up your viewers and subscribers takes time, top YouTubers make very good money from ads, sponsorships, product placements, channel memberships, and more. The key is to post new videos regularly, engage with your viewers in the comments, and promote your channel on other social media platforms.


OnlyFans is a subscription-based social media platform where creators from all backgrounds can monetize their content. You’ll find OnlyFans Asian, European, and Latina models, and many more, creating content for different audiences and niches.

While often associated with adult entertainment, OnlyFans is used by all types of creators to share exclusive content with their subscribers for a monthly fee. If you already have a following on other social media, OnlyFans can be an easy way to generate extra income from your most dedicated fans and supporters. You keep 80% of your subscription revenue, so even a few hundred subscribers can add up to serious money.

Web Design

If you have skills in web design, you can make some decent money on the side. ###Learn HTML, CSS, and WordPress. These core technologies will allow you to build basic but professional websites. Once you get good, you can charge $500-$5,000 per site.

  • Build a portfolio of sites you’ve created to show potential clients. Offer free or low-cost sites at first to build up experience.
  • Check out freelancing sites like Upwork or Fiverr to find clients. Many small businesses need a simple, custom website but don’t have a big budget. Offer options at different price points.
  • Learn newer web design frameworks to stay up-to-date with trends. Things like Bootstrap, Foundation, and Webflow can help you create great-looking sites quickly. Continuously improving your skills will allow you to charge higher rates over time.

The key is starting simple, building your experience, and then progressing into more advanced web design over time.

Technical Writing

Technical writing refers to any written communication used in a professional setting. It’s all about explaining complex ideas and procedures clearly. Technical writing skills are useful for anyone in a specialized field.


Technical writers create documents like instruction manuals, tutorials, FAQs, and troubleshooting guides. They transform complicated, technical information into material accessible to non-experts. Strong technical writing clarifies how to complete tasks, use products, or understand processes.

Structure and Style

Technical writing follows standard conventions to ensure material is accessible and easy to navigate. This includes using headings, numbered lists, tables, diagrams, and an objective tone. Short sentences, active voice, and simple language make technical writing easy to read and understand.

Technical Support

As companies adopt more technology, the demand for technical support specialists has skyrocketed. If you have a knack for troubleshooting tech issues, this could be a great side gig. Many companies hire remote technical support reps to handle customer service questions over the phone, email, or live chat.

To get started, you’ll want to highlight any customer service experience you have, as well as your tech savvy. Many companies provide on-the-job training, but certifications in areas like help desk support, Microsoft systems, or Cisco networking can help you land a position.

Try Out these Money-Making Gigs

So, if you’re looking to earn some extra cash to pay down debt, consider trying out a few of these popular online money-makers. With a little time and effort, you’ll start generating income that can help make a dent in your debts.

The key is to find options that match your skills and interests so the work doesn’t feel like a chore. And be sure to do your research beforehand, so you know what to expect. Approaching it strategically will set you up for success. Before you know it, you’ll have paid off some bills and gotten your finances headed in the right direction.